Prudent AI Launches Industry's First AI-Powered Platform, Fully Integrated with Fannie Mae’s Income Calculator

Audio By Carbonatix

DOVER, Del.--(BUSINESS WIRE)--Oct 15, 2025--

Prudent AI today launched the industry's first AI-powered platform, fully integrated with Fannie Mae’s Income Calculator. The enterprise-ready platform delivers instant qualified income calculations with speed and accuracy.

This breakthrough transforms how lenders operate, enabling them to confidently approve borrowers with intricate business structures and diverse income streams, including rental income. Calculations meet Fannie Mae's standards and are eligible for representation and warranty relief.

The competitive advantage is immediate and decisive. Some existing solutions require lenders to manually enter data across multiple platforms. Prudent AI's intelligent automation recognizes every business type and income stream instantaneously. The platform delivers comprehensive income analysis and adapts to any LOS environment through seamless API integration.

Three salient features that set Prudent AI apart:

• AI Automation: Precise, reliable calculations — ensuring speed and accuracy from document upload to final Fannie Mae rep and warrant eligibility determination
• Universal Income Coverage: Handles all business structures plus rental income with equal precision
• Instant Compliance Confidence: Pre-emptive validation eliminates rework cycles

Prudent AI’s technology represents a fundamental shift in lending economics. Lenders can scale operations without proportional overhead increases, capturing new market opportunities previously considered too operationally demanding.

Srikanth Rajaraman, Co-Founder of Prudent AI: "Full automation changes everything. Lenders get consistent Fannie Mae income calculations in seconds. Our AI handles the entire complexity every time."

Jayendran GS, Co-Founder of Prudent AI: "We've eliminated the operational barriers that forced lenders to turn away profitable business. Complex income borrowers represent massive opportunity, and now lenders can capture it without operational strain. This isn't incremental improvement, it's a complete transformation of what's possible."

The industry's most advanced income calculation platform is now available, giving forward-thinking lenders the competitive edge they need to dominate the evolving mortgage landscape.

About Prudent AI

Prudent AI provides income certainty and instant prequalification tailored for all mortgage lender types with AI copilots and human intervention. Trusted by the majority of enterprise clients, the company's comprehensive lending solutions enable lenders to process more loans, reduce operational overhead, and confidently serve previously underserved borrower segments. For more information, visit www.prudent.ai.

View source version on businesswire.com:https://www.businesswire.com/news/home/20251015498766/en/

CONTACT: Press Contact

Jacob Gaffney

[email protected]

817.471.7627

KEYWORD: DELAWARE UNITED STATES NORTH AMERICA

INDUSTRY KEYWORD: PROFESSIONAL SERVICES TECHNOLOGY SOFTWARE FINANCE FINTECH ARTIFICIAL INTELLIGENCE BANKING

SOURCE: Prudent AI

Copyright Business Wire 2025.

PUB: 10/15/2025 02:40 PM/DISC: 10/15/2025 02:39 PM

http://www.businesswire.com/news/home/20251015498766/en