Ned Launches Line of Credit Capability, Delivering a Flexible Edge for Lenders

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NEW YORK--(BUSINESS WIRE)--Sep 8, 2025--

Ned, a leading infrastructure platform for cash flow driven lending, today announced the rollout of its line of credit capability, a major expansion of the Ned platform that allows lenders to offer flexible capital structures powered by a borrower’s live cash flow data. The update gives lenders a new way to maximize capital efficiency and deepen borrower loyalty, aligning capital with their customers’ real-world needs.

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Ned’s new line of credit capability embeds cash flow visibility directly into revolving credit, transforming a slow, manual process into one that is transparent and fast. By combining flexibility with oversight, lenders can serve more borrowers while protecting portfolio performance.

In a market where small businesses demand flexible capital, traditional lending technologies make it difficult for lenders to manage lines of credit while maintaining strong risk controls. Ned’s new line of credit capability embeds cash flow visibility directly into revolving credit, transforming a slow, manual process into one that is transparent and fast. By combining flexibility with oversight, lenders can serve more borrowers while protecting portfolio performance.

“Lenders need better solutions to grow in today’s economy,” said Dave Silverstein, CEO of Ned. “Ned’s new line of credit capability gives lenders a competitive edge to expand portfolios, serve more borrowers, and stay resilient in a changing market. Lenders can now double down on their best customers, optimize cost of capital, and deliver flexible credit that sticks.”

Key Capabilities Now Available

Ned’s proprietary cash flow underwriting, repayment automation systems, and borrower portal make flexible credit seamless. With the new line of credit capability, lenders can strengthen borrower loyalty, maximize capital efficiency, and deliver the flexibility and oversight needed to expand portfolios. Capabilities include:

• Draw Request System: A two-sided setup where borrowers request funds and lenders can use real-time cash flow data to make stronger credit decisions
  
  
• Flexible Repayments: Automate interest-only payments, with options for borrowers to repay part or all of the balance anytime
  
  
• Live Oversight: Continuous monitoring and alerts on credit utilization, repayment behavior, and early risk signals, for both lenders and borrowers
  
  
• Program Management: Manage multiple credit line programs, including tailored or sector-specific offerings, with built-in tracking and reporting

“Lenders have historically faced challenges in providing flexible lines of credit,” said Mayur Motgi, Chief Product Officer at Ned. “Ned addresses this by making lines of credit seamless to originate, fully configurable to lender policies, and driven by real-time cash flow data. This ensures lenders can deliver tailored credit solutions with greater speed and confidence.”

This update underscores Ned’s commitment to providing the most flexible and modular system for modern cash flow lending.

The new line of credit capability is available through Ned’s Source platform—an end-to-end solution covering origination through repayment—or Pulse, a modular portfolio management tool for automated repayments, cash flow monitoring, and late payment detection.

With this expansion, Ned strengthens its role as the infrastructure powering the next generation of small business lending.

AboutNed

Ned is a modern infrastructure platform that brings cash flow visibility and automation to every stage of the lending lifecycle. Designed for lenders seeking clarity beyond credit scores and collateral, Ned’s white-label platform integrates directly into a lender’s workflow, enabling custom cash flow scoring, tailored loan sizing, flexible repayment structures, and real-time portfolio oversight.

To learn more or schedule a demo, visit www.nedhelps.com.

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Josh Harris:[email protected]

KEYWORD: UNITED STATES NORTH AMERICA NEW YORK

INDUSTRY KEYWORD: TECHNOLOGY PAYMENTS CONSULTING FINTECH BANKING ACCOUNTING PROFESSIONAL SERVICES SMALL BUSINESS SOFTWARE

SOURCE: Ned

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PUB: 09/08/2025 02:00 PM/DISC: 09/08/2025 01:59 PM

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